Privacy Policy – Blue Collar Wealth

1. Who We Are

Blue Collar Wealth (“BCW”, “we”, “us”, or “our”) is an online education platform created to serve blue collar business owners and trade professionals.

This Privacy Policy applies to your use of bluecollarwealth.us (the “Site”), including:

• Visiting and browsing the Site
• Creating an account or membership
• Purchasing courses, memberships, or digital products
• Contacting us or interacting with our content in any way
By using the Site, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We collect information in three main ways:

(1) information you choose to give us,
(2) information collected automatically,
(3) information from third parties involved in running the Site.

2.1 Information You Provide to Us

When you interact with BCW, you may provide:

• Contact information – name, email address, phone number (optional).
• Account information – username, password, membership level.
• Membership and course information – trade focus, purchased memberships, course enrollments, and related details.
• Billing information – billing address and limited payment details (full card details are handled by third-party processors such as PayPal or Stripe, not stored by us directly).
• Business information – company name, trade, role, and other details related to your business.
• Support messages – emails you send us, contact form submissions, or other messages.

2.2 Information Collected Automatically

When you use the Site, we may automatically collect

• Usage data – pages you visit, links you click, time spent on pages, referring websites.
• Device and technical data – IP address, browser type, operating system, device type.
• Cookies and similar technologies – small files stored on your device to remember your preferences, help you stay logged in, and improve how the Site works.
You can control cookies through your browser settings, but some parts of the Site (like login and checkout) may not function properly if cookies are disabled.

2.3 Information from Third Parties

We may receive limited information from:

• Payment processors (such as PayPal or Stripe) – payment confirmations and basic billing info.
• Email service providers – information about email delivery, opens, and link clicks.
• Analytics providers – aggregated data on how visitors use the Site.
We do not buy email lists or scrape third-party data for marketing.

3. How We Use Your Information

We use the information we collect to:

• Create and manage your account and membership
• Provide access to courses, downloads, and member-only content
• Process payments, renewals, and refunds
• Send important service and account-related messages, such as order confirmations, billing notices, and security alerts
• Respond to your questions, support requests, and feedback
• Operate, maintain, and improve the Site’s performance and user experience
• Analyze how visitors and members use our content so we can improve our courses and tools
• Comply with legal, tax, and accounting requirements
We do not sell your personal information to third parties.

4. Payment Processing

We use third-party payment processors (such as PayPal and Stripe) to handle payments securely.

• We do not store full credit card numbers on our servers.
• Payment processors collect and process your payment details in accordance with their own privacy policies.
• We receive limited information from them, such as payment confirmation, the last few digits of a card, and billing country, which we use for records and support.

5. Cookies and Tracking

We use cookies and similar technologies to:

• Keep you logged in to your account
• Remember your preferences and settings
• Help process your shopping cart and checkout
• Understand how visitors use the Site so we can improve layout, content, and performance

Most browsers allow you to control cookies through their settings. If you block or delete cookies, some features of the Site may not work correctly.

6. How We Share Your Information

We may share your information with trusted third parties who help us run the Site and deliver our services, including:

• Payment processors – to securely handle transactions
• Website and hosting providers – to operate and maintain the Site
• Email service providers – to send account-related and optional marketing emails
• Analytics providers – to help us understand how the Site is used
• Professional advisors – such as accountants or legal counsel, when necessary

These third parties are only given access to the information they need to perform their services and are expected to protect it.
We may also disclose information if required to do so by law, regulation, legal process, or to protect our rights, users, or the public.
We do not sell your personal data.

7. Email & Communications

We may contact you by email for:

• Transactional and service messages

o Account creation and login information
o Purchase confirmations and receipts
o Billing, renewal, or access-related notices
o Important updates about the Site or your membership

These emails are part of using our services and you generally cannot opt out of them without closing your account or stopping use of the services.

• Optional marketing messages

o Newsletters
o Updates on new courses, products, or features
o Promotions or special offers

You can opt out of marketing emails at any time by clicking the “unsubscribe” link included in each marketing email.
If you contact us directly by email or through a form on the Site, we will use the information you provide to respond and keep a record of our communication.

8. Data Retention

We keep your information only as long as necessary to:

• Provide services and maintain your account and membership
• Fulfill legal, tax, and accounting obligations (for example, invoices and payment records)
• Resolve disputes and enforce our agreements

If you request that we delete your account or personal information, we will remove what we reasonably can, but we may still retain certain records where required by law or for legitimate business reasons (such as transaction records for tax purposes).

9. How We Protect Your Information

We take reasonable technical and organizational measures to help protect your personal information, including:

• Using secure connections (HTTPS) where supported
• Limiting access to systems that store personal data to authorized personnel and service providers
• Working with reputable hosting, payment, and email providers
No website or online service can guarantee 100% security. While we work to protect your information, you use the Site and share information with us at your own risk.

10. Your Choices and Rights

You have several choices regarding how your information is used:

• Account information – You can update certain account details by logging into your account where available, or by contacting us.
• Marketing emails – You can stop receiving marketing emails at any time by clicking the unsubscribe link in those emails.
• Access, correction, or deletion – You may contact us to request access to the personal information we hold about you, ask us to correct it if it is inaccurate, or request deletion of certain information where allowed by law.
To exercise these options, contact us using the details in the Contact Us section below. We may need to verify your identity before we can respond to your request.
You can also manage cookies through your browser settings.

11. Third-Party Links

The Site may contain links to websites or services that we do not own or control.
We are not responsible for the privacy practices or content of third-party sites.
We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
When we make changes, we will update the “Last updated” date at the top of this page.
If we make significant changes, we may also provide additional notice (for example, by email or a notice on the Site).
Your continued use of the Site after we post changes means you accept the updated Privacy Policy.

13. Contact Us

If you have questions about this Privacy Policy or how we handle your information, you can contact us at:

Blue Collar Wealth
Email: HelpBlueCollarWealth.us@outlook.com
Website: https://bluecollarwealth.us